Best Airline Mile Credit Card » Reviews

Delta SkyMiles Platinum Credit Card

Brad — Wed, 04 Feb 2009 13:57:45 +0000

The Delta SkyMiles Platinum Credit Card is the most sought after credit card issued by Delta Airlines. This credit card has the most benefits out of all of the credit cards. For the serious traveller this is you credit card. Here are some of the advantages of applying for the Delta SkyMiles Platinum Credit Card.

As soon as you make your first purchase will get 20,000 bonus miles with an extra 5,000 Medallion Qualification Miles. The Medallion Miles is a apart of a special program for serious travelers. If you sign up another card member to your account Delta will give another 2,500 bonus miles.

Earn one free Coach Class airline ticket each year for someone flying with you

Earn 1 mile for every eligible dollar spent with your credit card

Your Airline Miles never expire and there is never a cap on how many miles you can earn

Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card

Guaranteed Room Reservations so you do not have to worry about losing your hotel room if your late

Car Rental and Damage Loss Insurance

$100k in travel accident insurance

Global Assistance Hotline

American Express Travellers Cheques

Worldwide ATM access

Baggage Insurance up to $500 for lost or damaged luggage

Get a approval decision in less than 60 seconds

Since this is one of the most popular airline mile credit cards and the bonuses you get when using it this makes its terms and conditions a little bit different. There is a $150 annual fee but if you are already have a American Express credit card and are in good standing it is only $95. The APR is 13%. No 0% introductory rates. No 0% balance transfer rates either.

To cover the annual fee the Delta SkyMiles Platinum Credit Card will let you redeem your airline miles at 7 partner airlines so you have options when you fly. When you spend more than $25,000 on your credit card in a calendar year you will get a 10,000 airline mile bonus. If you reach $50,000 in spending on the card you will get a one time additional bonus of 10,000 miles.

The Delta SkyMiles Platinum Credit Card is for people who plan on flying a lot. Delta puts the rewards out there for you to earn and the sooner you make it to their Medallion status is when you start earning bonus points. You can earn up to twice as many miles with this airline mile credit card.

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Delta SkyMiles Platinum Credit Card

Airline Mile Credit Card

Discover Escape Credit Card

Brad — Wed, 03 Jun 2009 16:25:30 +0000

The Discover Escape Credit Card is the top of the line airline credit card issued by Discover. This credit card is perfect for somebody who travels a lot and does not fly on only one airline. Not only do you get the flexibility to use whatever airline you can also rack up the bonus miles a lot faster. Some of the features that come with the Discover Escape Credit Card are:

Unlimited Double Miles On All Purchases
Earn a additional 2 miles for every $1 spent through the ShopDiscover website
Flexible redemption offers for travel, gift cards or cash
Enhanced travel benefits
0% APR for the first 6 months for purchases and balance transfers
10.99% APR after introductory period based on credit profile
Excellent credit needed
$60 annual fee
Earn 1,000 bonus miles for each month you use the card for the first 25 months

Since Discover is giving you the opportunity to earn a lot of bonus miles on purchases and for just using the card this justifies them having the annual fee of $60. If you are not concerned about earning bonus miles or do not want to pay the annual fee then you should take a look at the Discover Air Mile Card. The interest rate of 10.99% is very low for a airline credit card. Most interest rates on other credit cards are near 19.99%. If you travel a lot for business or pleasure the Discover Escape Credit Card is the card you want to have.

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Discover Escape Credit Card

Airline Mile Credit Card

Virgin Atlantic Black Credit Card

Brad — Wed, 04 Mar 2009 17:24:24 +0000

The Virgin Atlantic Black Credit Card is the elite airline credit card issued by the Virgin Airlines. This is for the person who likes to travel in class. Virgin has long been a leader when it comes to customer service on their flights and this is why many people who fly Virgin do. They treat their frequent fliers the same way. If Virgin Airlines is you choice of airlines then you will want to pick up one of their two credit cards. The Virgin Atlantic Black Credit Card is the top one as you can earn more rewards. Here are its features.

Introductory 0% APR for Purchases, Balance Transfers, and Direct Deposits during the first 6 billing cycles. There is a 3% balance transfer fee on a transfers.
Earn 20,000 Flying Club bonus miles after your first retail purchase.
Earn 3 miles for every $1 spent on Virgin Atlantic and 1.5 miles per $1 spent on retail purchases
Earn up to 15,000 bonus miles upon your anniversary of being a card holder
Earn up to 2 tier points per month when you are in the accelerated Flying Club status.
Earn 2,500 bonus miles for each additional card member added (max 2)
Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
$90 annual fee
Interest Rate is 8.99% – 13% depending on your credit

With the Virgin Atlantic Black Credit Card you can earn unlimited airlines miles with No Black Out Dates. Virgin does have their annual fee of $90 but it is justified with the amount of points you earn with them because their rewards program is much higher than other airlines.

This airline mile credit card is not for everyone though. Virgin does not have that many hubs to fly out of. They specialize in flying out of New York, San Francisco, Boston, Las Vegas, Los Angeles, San Diego, Seattle, and Washington D.C. If you do not live near one of these airports you probably have never been on a Virgin America flight. Those who do fly with Virgin say it is the best flying experience ever. Their ticket prices are usually a little higher than their competition but they offer so much more than the other airlines that they justify it.

Many business travellers prefer Virgin Airlines over others and try to get on their flights. If you like Virgin and use them a lot then applying for the Virgin Atlantic Black Credit Card makes sense. This way you can earn unlimited rewards on your purchases to pay for you next flight with them or any of their partners.

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Virgin Atlantic Black Credit Card

Airline Mile Credit Card

Northwest Airlines World Perks Visa Credit Card

Brad — Wed, 14 Jan 2009 17:19:19 +0000

The Northwest Airlines World Perks Visa Credit Card is one of the most sought after airline mile credit cards. It is because Northwest is one of the largest airlines in the world. Northwest services so many airports in the USA that you are bound to be on a NWA flight sooner or later. Northwest even has a large overseas presence in Europe and Asia.

Northwest Airlines wants to reward their frequent fliers with something back for every time they fly. Some of the perks of the Northwest Airlines World Perks Credit Card are:

One-time Enrollment Bonus
Redeem up to two award tickets a year for as little as 21,000 miles each
No preset spending Limit
No cap on miles you earn
Get up to a 15% savings from National Car Rental and a complimentary Emerald Club membership
Enjoy VIP perks at the world’s best hotels, resorts, villas and cruises with discounted membership in the Hideaways Aficionado Club (save $45/year)
No Annual Fee

Some additional terms of the Northwest Airlines World Perks Credit Card are that it comes with a 14.25% variable interest rate. There is a 3% balance transfer fee. No 0% introductory rates or balance transfer rates with this credit card. Do not worry about picking up the damage waiver when you reserve your rental with this credit card. The World Perks credit card will cover any damages you make while renting a car.

The Northwest Airlines World Perks Visa Credit Card is a great credit card for people who travel a lot and those who pay their monthly balances off in full. Since there is no 0% introductory rate for purchases or balance transfers it makes paying the balance off that much more important. What is the point of racking up airline miles if you are going to have to pay 14.25% interest on it. Northwest Airlines knows you will probably fly them sooner or later so this is why they do not offer introductory rates.

The Northwest Airlines World Perks Credit Card can save you a bunch of money when it comes to reserving your next flight. The World Perks credit card is one of the best airline mile credit cards out there because you have it through one of the best airlines. Knowing that you can earn unlimited airline miles and get a bonus when sign up could put you that much closer to your dream vacation or even saving you money on your next business trip.

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Northwest Airlines World Perks Visa Credit Card

Airline Mile Credit Card

Discover Miles Credit Card

Brad — Mon, 08 Dec 2008 17:08:15 +0000

The Discover Miles Credit Card is a credit card exclusively for people who like to earn airline miles with their credit card purchases. How it works is every time you use your credit card to buy anything from groceries to gasoline you start to earn airline miles to be redeemed the next time you plan on traveling.The Discover Miles Credit Card is one of the easiest credit cards to use. The terms are very simple and the customer service is ok.

Some of the important terms involved with the credit card are a 9 month 0% fixed introductory rate on all purchases. After the 9 month period the interest rate will become adjustable and will be determined based on your credit history. If you always pay your full balance off every month then you have nothing to be concerned about.

If you plan on transferring balances from a higher rate credit card to this one you will get a 0% balance transfer rate for the first 9 months also. One thing about balance transfers is that you will get charged a 3% transfer fee of the balance you are moving over. Be aware of this before you do it. Some times its better to pay the interest instead of the balance fee. When you transfer balances to the Discover Miles Credit Card the balance you transfer does not earn any airline miles. You can only earn airline miles on new purchases with your credit card. There are no annual fees with the Discover Miles Credit Card and only a $.50 finance charge if you plan to take a cash advance. Nothing to worry about if you don’t do either.

On to the rewards. When applying for the Discover Miles Credit Card you will earn unlimited miles on everything you buy. On the first $3,000 you spend at restaurants and travel arrangements you will earn 2 miles for each dollar you spend. On top of that, you will earn 1 mile every time you use your Discover Miles Credit Card to purchase anything else. After you have charged $3,000 to your credit card the rewards do drop down to 1 mile for every dollar you spend. The airline miles have no expiration date but if you do not use your account over an 18 month period or do not make a on time payment to your account over two consecutive months your airline miles will be revoked. The Discover Miles Credit Card is throwing in a bonus. If you use your credit card every month over a year you will earn a one time bonus of 1,000 miles with a cap of 12,000 bonus miles. You are also covered in case of an accident to any rental car you pick up on your travels or in your local area.

The Discover Miles Credit Card is one of the most popular airline mile credit cards out there. You earn great rewards and the terms of the credit card are acceptable amongst industry standards. There are never any “black out dates” which is a bonus to you since your working with a bank and not the airline.

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Discover Miles Credit Card

Airline Mile Credit Card

Capital One No Hassle Miles Credit Card

Brad — Tue, 06 Jan 2009 19:04:57 +0000

The Capital One No Hassle Mile Reward Credit Card is for people who want to earn airline reward miles with their credit. Every time you use your credit card you earn airline miles which can be redeemed for free airline tickets some time in the future. With the Capital One No Hassle Mile Credit Card you can accumulate the rewards and use them for any airline you want.

With the No Hassle Mile credit card you will get a 0% introductory rate for the first 12 months of the credit card. After the introductory period the interest rate will turn into a variable rate starting at 8.15%. The interest rate quoted is for purchases and balance transfers during that time period. There are no annual fees involved with the Capital One No Hassle Mile Credit Card unless you plan on taking a cash advance which it then is 3% of what you took out.

You will earn airline miles every time you make a purchase. You cannot earn rewards on balance transfers or cash advances. For every dollar you spend you will earn 1.25 miles. This is better than the industry average of 1 mile for every 1 dollar spent. You can accrue as many miles as you want and they never expire. The only way you will lose your airline rewards is if you close your account.

The Capital One No Hassle Mile Reward Credit Card can be used for other rewards. If you do not see yourself travelling in the near future you can transfer the rewards for cash, gift cards, and other prizes. There is a lot of flexibility involved with this airline mile credit card. Capital One does not participate in the “Universal Default” program which is when you miss a payment or are late on any other account listed on your credit report. As an example if you missed a mortgage payment it would let them impose a higher interest rate at any time.

You will need to have excellent credit to get approved with for the Capital One No Hassle Mile Credit Card. This is because it does have lower interest rates and a flexible rewards program. If you can get approved you will have one of the most powerful airline credit cards available.

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Capital One No Hassle Miles Credit Card

Airline Mile Credit Card

Citi Premier Pass Credit Card

Brad — Fri, 13 Feb 2009 19:01:10 +0000

The Citi Premier Pass Credit Card is a favorite credit card amongst travelers. One of the biggest reasons is you are not stuck with using the same airline for every flight. This gives a lot of flexibility when choosing your flight. The Citi Premier Pass Credit Card comes in two levels. You have the regular card and the elite level card. Here are a description of both.

Citi Premier Pass Credit Card Elite Level

Earn 2 points for every dollar spent on purchases like gasoline and groceries and 1 point on others
Earn 1 point for any flight on any airline
Earn 1 additional point for every mile that friends and family fly on tickets you purchase for them with your card
Earn one complimentary companion ticket when you buy a qualifying ticket
Use your air mile points with any airline with no blackout dates
Use your points for other purchases like cruises, hotels, car rentals
APR of 12.24% based on your credit score at application
Points never expire as long as you use your card once every 18 months
$75 annual fee
Earn 20,000 bonus points if you spend $600 in your first 3 months of having the card

Citi Premier Pass Credit Card – Standard

Get 0% APR on balance transfers for up to a year depending on your credit history at application
Earn 1 point for every dollar you spend on purchases
Earn 1 point for every 3 miles you fly
Earn 1 additional point for every 3 miles your friends and family fly when you buy their airline tickets.
Use your points for car rentals, car cruises, and hotels
APR of 10.24% based on your credit score at application
Points never expire as long as you use it once during a 18 month span
No annual fee
Earn 10,000 bonus points when you spend $300 in your first 3 months of using the card

As you can see from the comparison that the Elite level is for people who travel frequently like business people. Since they earn double miles and can get free airline tickets it is Citi’s justification of charging an annual fee and a higher interest rate. The standard level of the Citi Premier Pass Credit Card is perfect for the person who likes to use their credit card to earn that yearly vacation airline ticket. Since you are not tied into one airline it gives you the flexibility to purchase your airline ticket on any airline and with no blackout dates it makes it one of the best airline mile credit cards available. Apply for the Citi Premier Pass Credit Card.

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Citi Premier Pass Credit Card

Airline Mile Credit Card

American Express Blue Sky Credit Card

Brad — Tue, 23 Dec 2008 00:26:17 +0000

American Express has been known as a leader in the credit card industry for a long time. Having a American Express Credit Card can make a statement amongst your peers. Everybody knows that it is a little bit tougher to get approved on a American Express Credit Card then it is for any other credit card. The Blue Sky Credit Card from American Express is no different. It is one of their most exclusive airline mile credit cards. Here are some of the terms involved when applying for the Blue Sky Credit Card.

You will earn points on all of the purchases you make with the credit card. For every 7,500 points you accumulate you can redeem the points for savings up to $100. The points can be used at any airline, at hotels, on a cruise, or even for a car rental. There are never any blackout dates on when you want to travel or even what kind of hotel you want to stay at.

Surprisingly for American Express, there is no annual fee with the Blue Sky Credit Card. American Express has been known to charge annual fees on all of their credit cards and to see there is no fee with this one is a bonus.

When you apply for the Blue Sky Credit Card from American Express you will get a 0% introductory rate for the first 12 months on all of your purchases. There will be a 3% interest rate charged on any balance transfers during the first 12 months as long as you submit for it during the first 30 months of being a credit card holder. If you wait until after the 30 days you will be subject to a higher interest rate more than likely in the 12%-15% range.

Some added benefits of being a Blue Sky Credit Card holder include being able to use the American Express Online Travel program. This is a system designed to help you find low prices on air, hotel, and car rentals. Don’t worry about your hotel reservation. When booking your lodging with American Express you are guaranteed to have a hotel room waiting for you even if you arrive late. Don’t worry about car rental insurance. You will automatically get a damage waiver when you use the Blue Sky Credit Card from American Express.

With American Expresses outstanding customer service you can be confident that you will get a new credit card in as little as 24 hours if your Blue Sky Credit Card has been lost or stolen. If you ever get into a jam you can call the Global Assist Hotline and you will be given access to emergency assistance, passport help, cash access, lost luggage, and others. The Blue Sky Credit Card also has online bill pay and a year end summary where you can download all of your expense made during the year.

The Blue Sky Credit Card from American Express has very easy to understand terms. You earn 1 point for every dollar you spend. When you are ready to travel you give American Express a call and redeem your points with them.

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American Express Blue Sky Credit Card